Kummer Financial Strategies 2017 Team Members

Our staff is available to assist you Monday – Friday from 8:15 a.m. to 5:00 p.m. Email is a convenient way to communicate with us and is strongly encouraged. You may also leave a voice mail message after hours and we will return your call the following business day (Please note that we cannot accept trade instructions through email or voicemail.)

Feel free to contact us at any time and ask anyone for assistance.

Patricia Kummer, Certified Financial Planner™ since 1985

Founder and President

Pat@KummerFinancial.com

Pat strives to provide objective, unbiased insight into the areas of financial decision-making. She specializes in the planning process, and only then helps a client select the appropriate vehicle to match their financial goals. She works with small business owners, estates, families and anyone committed to improving their financial situation. Pat served as a past-president to the Colorado Financial Planners Association and currently writes a finance column in the Highlands Ranch Herald and Lone Tree papers. Her recent columns can be found on our website under "Pat’s Finance Columns". Pat has a BS in Business and over 400 hours of specialty training.


Brett Lapierre, CFA® Investment Analyst

Brett@KummerFinancial.com

Brett joined Kummer Financial in 2015, bringing over 20 years of industry experience to his duties at KFS. He heads up the Investment Committee and is responsible for developing and maintaining the firm’s asset allocation models and trading strategy. Brett comes to KFS with an extensive institutional background that includes a large asset manager and a well-known discount brokerage firm where he worked with investment analysts, portfolio managers and chief investment strategists in performing market and macroeconomic research, asset allocation development and portfolio and risk analysis. Brett was awarded the CFA Charter in 2005. He has an MS in Finance from the University of Denver and a BS in business management from Spring Hill College in Mobile, Alabama. Brett is the best person to contact regarding investment research and trading.


 

Paula Degener, Certified Financial Planner™

Paula.Degener@KummerFinancial.com

Paula joined the KFS team in 2013. She earned her CFP® certificant designation in January 2016. She is a member of the financial planning team at KFS. She passed the CFP® Exam in March 2013 and the CPA exam in 1994. Paula is an active member in the Colorado Chapter of the Financial Planning Association and was on the Education Committee for two years. She brings additional insights to the firm through prior career experiences in the medical and accounting industries. She received her bachelor’s degree from Northern Illinois University. Paula is the best person to contact for updating your financial plan or starting the planning process.


Eric Haberkorn, Certified Financial Planner™

Eric@kummerfinancial.com

Eric joined Kummer Financial Strategies in 2016, bringing over 15 years of financial planning and wealth management experience to KFS. He comes to KFS from a well-known discount brokerage firm and he also worked as a financial planner with a large retirement plan company in the not-for-profit space.  Eric brings a history of assisting clients in retirement planning, income planning, and portfolio management.  Eris earned the CFP® designation in 2017. He earned his BA in Business Administration with a concentration in Finance from Colorado State University.


Elisabeth Burk, Operations Manager

EBurk@KummerFinancial.com

Elisabeth is the Operations Manager for KFS, joining in 2014, and provides Operations and Compliance solutions and service for our clients. She has over 10 years of operations, compliance, and investor relations experience, working with Registered Investment Advisors and institutional banks on their regulatory, back office, and technology management to improve the client experience. She is a member of the Investment Committee, where the collaboration of the team’s planning and research talent is instrumental in developing the firm's investment outlook. Elisabeth has an M.S. in Engineering from The Ohio State University, and graduated from Vassar College with a B.A. in Economics. She is the best person to contact regarding client account or operations questions.

 


Chelsea Lobato, Para-Planner

Admin@KummerFinancial.com

Chelsea joined Kummer Financial in 2017, bringing three years of industry experience including financial planning, and client relationship management. She has worked with a large financial institution in Denver and Milwaukee. Chelsea earned her Bachelors in Finance and Minor in Communications from the University of Northern Colorado. Please contact Chelsea with any updated information for your financial plan.


Michelle Mills, Para-Planner

 Plandata@kummerfinancial.com

Michelle joined the KFS team in 2017, bringing over four years of experience in financial planning and operations assistance, and client relationship management. She previously worked for a large brokerage firm starting in Texas and moved back home to Denver in 2014. She graduated from Texas State University in 2012 with a BBA in Finance. Michelle strives to provide an exceptional client experience and can assist with updating financial plans. Please contact Michelle with any updated information for your financial plan..


Audrea Sullivan, Client Accounts Assistant

Operations@kummerfinancial.com

Audrea joined Kummer Financial in 2016, bringing three years of industry experience including operations, account administration, and client relationship management. She has worked with Registered Investment Advisors and financial institutions in Denver and Seattle. Audrea completed her MA at Regis University in 2015. She is the best person to contact regarding new accounts, asset transfers, and 401(k) rollovers.


Nick D'Onofrio, Investment Research and Trading Assistant

Research@KummerFinancial.com

Nick D’Onofrio joined Kummer Financial Strategies in 2016 with experience trading futures and is currently working in trading operations and investment research. Nick earned his Bachelors of Chemical Engineering from the University of Dayton. He assists the Investment Analyst and Operations Manager with complex data compilation and research needed to present due diligence on fund managers to the Investment Committee. Nick also creates trading tickets for custom portfolios.


 

D.D. Tucker, Client Service

ClientService@KummerFinancial.com

DD is the Office Receptionist/Coordinator supporting the KFS team, clients and keeping the KFS website current. Her diverse background includes working with several major banks and non-profit organizations. DD is pleased to assist you in scheduling appointments, ordering statements, and information changes, including change of address. DD is also the person to contact about special events or workshops held at KFS. She joined Kummer Financial in 2014.


Cindy Nead, Administrative Assistant

Office@KummerFinancial.com

Cindy provides administrative support to the KFS professionals in their service to our clients. She joined the KFS team in 2011. Cindy brings a wealth of experience from her 16 years in the financial services industry including seven years with a major bank and six years in the mortgage industry. Cindy studied Business Organization and Management at Dutchess Community College in Poughkeepsie, New York. She keeps the KFS systems organized, including database management, and oversees digital storage. She is the best person to contact for requesting reports and providing updated contact or beneficiary information. Cindy is very involved in coordinating workshops and client events, as well as assisting with special projects.