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The views expressed are not necessarily the opinion of AIG Financial Advisors, Inc., and should not be construed directly or indirectly, as an offer to buy or sell any securities mentioned herein. Due to volatility within the markets mentioned, opinions are subject to change without notice.  Information is based on sources believed to be reliable; however, their accuracy or completeness cannot be guaranteed.

The declaration and payment of dividends is subject to the discretion of a organization’s Board of Directors and depends on various factors, including the organization’s net income, financial condition, cash requirements, future prospects and other factors deemed relevant by the organization. The ability to pay dividends on common stock will depend upon, among other things, the organization’s level of indebtedness at the time of the proposed dividend and whether the organization is in compliance with its then existing credit facilities.

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This is being provided for informational purposes only. Please be advised the information provided here is dated and may not be accurate in the current economic environment. Please consult with your financial professional before making any investment changes to your portfolio.